黑料网

• Make sure you have your Social Security number
• For more information contact the 

• Your Driver鈥檚 License number, Citizenship Verification, or USCIS or Alien Registration number (the A# is not the same as your 鈥淎rrival鈥� number).

• Your parents鈥� IRS Tax Returns (if you need a copy, request a transcript through the () from the required tax year, and yours if you filed taxes.
• The online FAFSA also offers an , to pull in your and/or your parent鈥檚 tax return data. .
• If you or your parents earned income outside of the U.S., please note that income must also be reported at the current exchange rate.

• W-2 Forms and other records of money earned during the required tax year
• Current bank statements

The sooner you fill out your FAFSA, the better your chances are to get different kinds of Financial Aid. After all, the government budgets a limited amount of funds for Federal Student Aid, so don鈥檛 wait! FAFSA application periods are open from Oct. 1 of the previous school year through June 30 of the current school year.

Use the information below to determine which FAFSA(s) you should fill out with 黑料网 College's Federal School Code (001072):

• FAFSA Year 2026/2027: Covers Fall 2026, Spring 2027 & Summer 2027. Requires Tax information from the 2024 year.

Need help? Visit the  from the Department of Education for more information and resources.

Avoid Scams! One thing FAFSA will never ask you for is money to pay; so if a website asks you to pay to either fill it out or submit it, you鈥檙e not working on the official FAFSA site. Be aware of other Financial Aid scams by reviewing the Department of Education鈥檚 .

Once you submit your FAFSA Application, it will take up to 5 business days for us to receive it from the Department of Education. You will also receive an email with your Student Aid Report; which will show your potential award, NOT your actual award. You will want to follow-up with the Financial Aid Office regarding your eligibility. In the meantime, you can work on getting admitted, meet with your Academic Advisor, and apply for Scholarships.

The consolidated Appropriations Act, 2012 (Public Law 112鈥�74) significantly impacted the Federal Pell Grant Program. Students are now limited to 12 semesters (or 600%) of Federal Pell Grant eligibility during their lifetime. This change affects all students, regardless of when or where they received their first Federal Pell Grant.

If you have attended college for four years or longer and received the Federal Pell Grant each semester of attendance, you are likely to exhaust or have already exhausted your lifetime limit of 12 semesters of Federal Pell Grant eligibility during the 2020鈥�21 school year. If you have attended college for three years or less and received the Federal Pell Grant each semester of attendance, you will likely not surpass the lifetime limit during the 2020鈥�21 school year. Whether you have used all of your Federal Pell Grant eligibility or only half, be conscious about the lifetime limit of the Federal Pell Grant when changing majors and/or scheduling classes.

The percentages are based off of the annual award at full鈥恡ime enrollment status. For example:

• A student attending in the academic year 2022鈥�2023 at full time status and receiving their maximum annual award, the percentage used for 2022鈥�2023 is 100%.
• If the student attends only 9 credits (3/4 time) for each semester, the percentage used is 75%.
• If the student attends only 6 credits (1/2 time) for each semester, the percentage used is 50%.

You can find your Lifetime Eligibility Used for the Federal Pell Grant by visiting the  (NSLDS) and creating a student account. The National Student Loan Data System tracks your lifetime Pell Grants, loan usage and overpayment status. If you have loans, you may also view how much you owe and to whom.

• Step 1: Create an FSA ID. Students and parents are required to use an FSA ID, made up of a username and password, to submit their FAFSA form online and to access sensitive information on the U.S. Department of Education Websites. Your FSA ID is used to confirm your identity and electronically sign your federal student aid documents. Your FSA ID has the same legal status as a written signature. You can obtain an FSA ID on the FAFSA website by clicking  on the login page.
• Step 2: Access the  and click Financial Aid Review
• Step 3: Read the privacy statement on this screen. If you agree, click Accept to find your Lifetime Eligibility Used. A security configuration question may or may not prompt depending on your browser鈥檚 security configuration. If you are comfortable with your browser鈥檚 current security configuration, click Accept to continue. The Confirming Your Identity screen will appear after you click Accept.
• Step 4: Enter your Social Security number (SSN), the first two letters of your last name, your date of birth, and your PIN to confirm your identity.
• Step 5: View the Financial Aid Review screen listing your total Lifetime Eligibility Used.

For additional information on Pell Grant Lifetime Eligibility contact 鈥� Federal Student Aid Information Center (FSAIC), call 1鈥�800鈥�4鈥怓ED鈥怉ID (1鈥�800鈥�433鈥�3243).

College does not automatically award student loans. Students must notify the Financial Aid Office of their need for student loans.

Official Cohort Default Rate Information
The U.S. Department of Education (the Department) publishes cohort default rates based on the percentage of a school鈥檚 borrowers who enter repayment on Direct Loan Program loans during a federal fiscal year (October 1鈥揝eptember 30) and default before the end of the second following fiscal year.

黑料网鈥檚 rates:
2020        0
2019         2.9
2018         4.9

Student Loan Steps

• Request a loan from 黑料网 Financial Aid.
• Be processed for financial aid at 黑料网.
• Be enrolled in at least six credits. We will certify current enrollment, satisfactory progress and verify that you do not have any other student loans in default. You must maintain at least half-time enrollment throughout the loan period to receive the funds. If you enroll in fewer credits than you originally planned, your loan eligibility may be reduced.

Loans may be subsidized or unsubsidized and are available to eligible undergraduate students. Eligible students may receive both subsidized and unsubsidized loans for the same enrollment periods. All students requesting loans must complete an  and a  at the government student loans website.

 

A subsidized direct loan is awarded on the basis of financial need. Interest will not be charged before repayment begins or during authorized periods of deferment. The federal government subsidizes the interest during these periods. You must complete a master promissory note, every year, in order to receive loan funds. First time Government Student Loan borrowers or if it has been more than 10 years since you completed an Entrance Counseling Interview, then you will need to complete a new Entrance Counseling Interview before the loan is processed.

Federal Subsidized Student Loan Limit

First-time borrowers taking out federal Direct Subsidized loans on or after July 1, 2013 are subject to the 150% Direct Subsidized Loan Limit, which limits the amount of time a student is eligible to borrow subsidized loans to 150% of their published program length. This means that the actual time limit on your borrowing of subsidized loans varies based on the length of your program.

For example:

2 YEAR ASSOCIATE            3 YEAR LIMIT

1 YEAR CERTIFICATE        1.5 YEAR LIMIT

If you change your major, your limit may change as well, if this happens, the subsidized loans you received in your previous program usually count against your new maximum eligibility period.

If you reach the subsidy limit, you are no longer eligible to take out any more subsidized loans. However, this does not affect your eligibility for unsubsidized loans.

The interest on your existing subsidized loans is no longer subsidized by the government when you鈥檙e in school, a deferment, or in certain income-driven repayment plans. This means you are responsible for ALL interest that accrues on your subsidized loans moving forward.

An unsubsidized Direct loan is not awarded on the basis of need. Interest is charged from the time the loan is disbursed until it is paid in full. Students may choose to pay interest while still in school and pay less interest in the long run. If interest is not paid, it is capitalized 鈥� that is, the interest is added to the principal balance of the loan(s) and additional interest is then based upon the higher amount. This increases the amount that must be repaid. Interest rates are fixed (adjusted annually) but will not exceed 6.53 percent. You must complete a master promissory note, every year, in order to receive loan funds. A loan must be repaid. First time Government Student Loan borrowers or if it has been more than 10 years since you completed an Entrance Counseling Interview, then you will need to complete a new Entrance Counseling Interview before the loan is processed.

PLUS loans enable parents to borrow to pay the educational expenses of each child who is a dependent undergraduate student enrolled at least half time (six credit hours per semester). PLUS loans are credit contingent. Interest rates are fixed(adjusted annually) but by law will not exceed 9.08 percent. PLUS loan payments begin 60 days after the loan has been disbursed. A parent must complete the application and promissory note for the federal PLUS loan. First time Government Student Loan borrowers or if it has been more than 10 years since you completed an Entrance Counseling Interview, then you will need to complete a new Entrance Counseling Interview before the loan is processed.